Terms of the Guarantee

The maximum guarantee percentage is 75% - 80% of the loan amount.

The guarantee period is the lesser of the loan period or 10 years, whichever is shorter.

The currency of qualifying loans, fee payment and guarantee payment for all debts placed under the guarantee coverage shall be in Eastern Caribbean Dollars. (XCD)

The minimum equity injection: 20% - 25%

The minimum collatoral required: 20% - 25%

No maximum interest rate prescribed by the ECPCGC. The Participating Lender prices the facility according to the perceived risk. However, rates that are too high will be flagged.